Which scenario would violate the Funeral Rule if full disclosure is not provided?

The Funeral Rule, established by the Federal Trade Commission (FTC), requires funeral service providers to give consumers clear, accurate, and complete information about their options, including prices for services and goods, ensuring that consumers can make informed choices. When considering the various scenarios mentioned, each situation can lead to a violation of the Funeral Rule if full disclosure is not made.

Failure to disclose service prices directly contradicts the rule, which mandates that funeral homes provide a general price list upon inquiry. This list allows consumers to understand the costs associated with different services, ensuring transparency.

Additionally, not informing consumers about package deals also constitutes a violation, as these deals can often provide financial benefits. If funeral providers do not adequately disclose these options, it restricts the consumer’s ability to make an informed decision based on their needs and budget.

Moreover, failing to present additional service options limits the consumer's knowledge about what is available. The Funeral Rule emphasizes that consumers should have access to all relevant information regarding the services they may want, which includes not only the basic offerings but also any additional options that could aid in planning a funeral.

Since all scenarios outlined could potentially obstruct a consumer's ability to make informed choices about funeral services, the option stating that all of these situations would be a